Excess Rainfall coverage provides protection when precipitation at a covered location exceeds a pre-defined threshold within a specific...
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Precipitation Deficit coverage provides protection when rainfall at a covered location falls below a defined threshold over an...
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Frost coverage provides protection when temperatures at a covered location drop below a defined threshold for a sustained...
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Coverage is based on specific weather event criteria you select — such as excess rainfall, precipitation deficits, or extremely low temperatures. For example, if more than 5 inches of rain falls within a 24-hour period at your insured location, you submit a claim, and once verified, your payout follows the terms outlined in your policy.
Proof of loss isn't required. Your payout is based entirely on the occurrence and verification of the event you insured against, making the process faster, simpler, and more predictable.
Meet the event criteria and get paid — no claims battles, no drawn-out process. Payouts are typically issued within 30 days, helping you move forward faster.
For many commercial properties, deductibles run into the millions, creating a financial gap that traditional policies do not fill. GreenGuard closes this gap by delivering quick, transparent payouts when weather events strike, protecting both balance sheets and operations.
